Minggu, 09 November 2008

IMPORTANCE Central Bank oversees BANK SYARIAH

The root of the crisis which now runs the U.S. is certainly can be traced back
to the years when Alan Greenspan served as Chairman of the U.S. Federal
Reserve. At the time, money easily obtained and regulations do not
tight. Housing credit with the famous "no income, no job and no
assets is clear evidence of negligence regulatory body
concerned. (Eswar Prasad, Koran Tempo, 15 October 2008)
Learning from the mistakes the U.S. regulatory agencies on the page should be
valuable lessons for the banking industry in Indonesia, especially
for Bank Indonesia as a regulatory body that oversees the industry
improve the national banking system, including supervision of the banking
sharia, which is the rapid development.
From the above, the conclusion can be drawn that the importance of Bank Indonesia
improve the supervision of the bank because:
1.teachings of Islam is certainly correct, but System
Sharia is not the economic value of absolute truth because the System
Economic Sharia is the result of human interpretation of the Al-Koran
and the Sunnah, so it must continue its always criticized,
especially the run Economic System Sharia is the human-human
also not escape from errors.
2.capitalist system weaknesses economic system will make people in
throughout the world, including Indonesia does not start again with confidence
capitalist economic system and the system will switch to other economic
including the economic system of sharia
3.if sharia economic system run by humans - humans
have a moral evil (the moral Hazard), the sharia economic system
can also experience a collapse such as that experienced by the system
capitalist economy. If the sharia economic system will collapse
cause mistrust community not only to the system
economic sharia itself but also to the teachings of Islam
overall.
Because the third page the reason, Bank Indonesia is expected to continuously improve the monitoring of sharia bank to bank irregularities do not sharia - irregularities that will make sharia bank to collapse.

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